AADJR Consulting

Know your numbers. Make significant decisions with confidence.

I'm Arnold D'Amico, a fractional, interim or contract CFO for growing companies and founders.

Senior CFO leadership across planning, treasury, accounting and strategic decisions, without carrying a full finance team.

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All inquiries kept confidential. No obligation.

Arnold D'Amico, Jr., smiling, in a dark blazer and white shirt
7 to 12 locations for a healthcare client, with accurate financial statements at each site

Results for clients

Client engagements through AADJR since 2024. Client names are kept confidential.

Multi-location healthcare practice, two states, $15M+ revenue

Multi-entity restaurant group, DC and Maryland

What I do

A single area of focus or the full finance function, working alongside an existing controller or bookkeeper where you have one.

Planning and forecasting

Visibility into cash and performance before decisions are made.

  • Budgets, forecasts and driver-based operating models
  • KPI and executive reporting
  • Profitability by location

$1B+ in revenue growth supported by geographic sales targets built at AWS.

Treasury and lending

Liquidity managed and lender terms reviewed before you commit.

  • Cash management and liquidity planning
  • Bank and lender relationships
  • Loan document review

Also: capital planning.

Pre-signing review: identified a balloon maturity, cross-entity exposure and uncapped personal guarantees in a client's loan documents.

Accounting and controls

Reliable financial statements and audit-ready records.

  • Internal controls and process improvement
  • Audit coordination
  • Sales and use tax resolution

Also: entity wind-downs and closed-location reconciliation.

$90M+ in operating expenses under monthly close at AOL.

Strategic decisions

The analysis behind valuation, pricing and expansion.

  • Valuation (DCF and earnings multiples)
  • Pricing strategy
  • Lease negotiation support

Also: expansion planning, M&A integration, cost reduction.

$1M+ in cost savings initiatives modeled and tracked at Segra.

For founders

Operating plans

Financial plans that support profitable operations, built on the drivers of revenue and cost.

Prior work: a driver-based operating model for a multi-entity restaurant group, and forecast variance reduced to 1% month over month at AWS.

Board and investor reporting

Reporting that boards and investors can act on.

Prior work: quarterly investor letters for three entities, written for non-finance readers.

About

Based in Leesburg, Virginia. Engagements are fully remote.

  • Senior experience, scaled to your business

    Finance leadership at global companies, now applied to companies without a full finance department.

  • The full finance function, one accountable lead

    Planning, treasury, accounting, audit, tax and strategic decisions, so nothing falls between functions.

  • Reporting people can act on

    Clear reporting for boards, investors and owners, written for finance and non-finance readers alike.

  • Engagement types

    Fractional, interim or contract, scoped to a single area or the full finance function.

  • Systems

    QuickBooks, Bill.com, Restaurant365, Toast, Oracle, SAP and advanced Excel modeling.

Background

View full resume
  1. 2024 to nowAADJR Consulting, LLC Founder and Fractional CFO
  2. 2022 to 2023Amazon Web Services Head of Finance, Worldwide Specialist Organization
  3. 2014 to 2022Segra Director, Capital Analysis and Director, Finance
  4. 2011 to 2014XO Communications Senior Manager, Financial Analysis
  5. EarlierAOL and Verisign Director, Finance at both
  6. EducationMBA in Finance, BA in Economics and Accounting Syracuse University and Claremont McKenna College

Start a confidential conversation.

Whether it concerns cash, a lender, a significant decision or reporting you need to rely on, outline the situation and I will reply by email.

All inquiries kept confidential. No obligation.

Pricing depends on the scope of the work.

A brief summary is sufficient: the situation and the approximate size of the business.

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Arnold D'Amico, Jr.

Leesburg, VA (Remote) · linkedin.com/in/ArnoldDamico

Fractional CFO · Interim Finance Leader · FP&A and Treasury

Summary

Finance executive with 30+ years leading FP&A, capital planning and treasury at Amazon Web Services, Segra, XO Communications and AOL. Fractional CFO through my own firm since 2024, serving small and medium-sized businesses, including multi-location restaurant and healthcare clients, from a fully remote seat. Cover the whole finance function: driver-based models, budgets and forecasts, investor reporting, bank relationships, audit coordination and tax resolution. Clients get senior CFO judgment without carrying a full finance team.

Core competencies

Fractional CFO · Interim CFO · Financial Planning & Analysis (FP&A) · Budgeting & Forecasting · Driver-Based Financial Modeling · DCF Valuation · Treasury & Cash Management · Liquidity Planning · Bank & Lender Relations · Loan Document Review · Investor Reporting · Board & Executive Reporting · Variance Analysis · KPI Development · P&L Ownership · Capital Budgeting · Capital Allocation · Cost Reduction · Pricing Strategy · M&A Integration · Intercompany Reconciliation · Multi-Entity Reporting · Audit Coordination · Sales & Use Tax Resolution · Lease Negotiation · Internal Controls · Process Improvement · Team Leadership

Systems: Advanced Excel modeling · Oracle · SAP · Restaurant365 (R365) · Toast POS · QuickBooks · Bill.com

Industries: Cloud and technology · Telecommunications and fiber infrastructure · Digital media · Restaurants and hospitality · Healthcare (multi-location practices)

Professional experience

AADJR Consulting, LLC Leesburg, VA (Remote)

Founder and Fractional CFO 2024 to present

Independent firm providing fractional CFO, FP&A and treasury services to small and medium-sized businesses.

Client: Multi-entity restaurant group (Washington, DC and Maryland). Role: Sr. Director, Finance and Treasurer, fully remote.

  • Lead finance for the management company and its restaurant entities, including a waterfront restaurant budgeted at $10.7M in annual sales. Cover FP&A, treasury, investor reporting, lender relationships and tax matters.
  • Built a reusable 13-period, driver-based operating and budget model with a consolidated view. Guest check average and labor productivity drive revenue and labor cost.
  • Write the quarterly investor letters for three restaurant entities. Each one explains results, cost drivers, cash flow and balance sheet issues in plain language for non-finance investors.
  • Coordinated an outside CPA firm examination of 2023-2025 intercompany activity, including reconciliation of 22 investor accounts. Completed for about $10K with a single finding on interest calculation.
  • Prepared and filed Offers in Compromise with the Maryland Comptroller and the DC Office of Tax and Revenue to resolve sales and use tax balances at closed locations.
  • Modeled four lease renegotiation scenarios on 15 months of actual sales data, framing $57K to $71K in potential annual rent savings for landlord talks. Running a lifetime percentage rent lookback on a second lease.
  • Set up a restricted renovation reserve funded at 1% of gross sales ($107K a year). Ran the bank comparison and selection, and designed investor approval and quarterly reporting for every draw.
  • Partnered with the CEO to negotiate lease settlement and termination agreements across the group's closed locations, saving $5M+ in potential settlement payments. Reconciled closed-entity and intercompany balances through the wind-down.
  • Reviewed bank loan documents for the principals and flagged balloon maturity, cross-entity exposure and uncapped personal guarantees before signing.
  • Built a DCF and earnings-multiple valuation model for the management company, and evaluated pricing on a proposed third-party management contract.

Client: Multi-location chiropractic practice (12 locations in two states, $15M+ revenue, owner-operated). Role: Fractional CFO, fully remote, on retainer. March 2025 to July 2025.

  • Brought in by the owner to tighten financial processes and internal controls across the practice.
  • Made sure each location's financial statements were built correctly, giving the owner a reliable read on profitability by site.
  • Supported the practice's expansion into a second state, adding five offices and growing from 7 to 12 locations.
  • Worked with the practice's attorneys and COO to review the legal entity structure.
  • Reviewed billing and collections to make sure revenue was captured correctly and collected efficiently.
  • Set up an AP card program through Bill.com, the existing payables platform. Cut payment processing time and made sure every payment posted correctly in QuickBooks.

Amazon Web Services (AWS) Arlington, VA

Head of Finance, Worldwide Specialist Organization 2022 to 2023

  • Finance partner to senior sales leadership on a $2B+ annual budget, owning forecasts, budgets and executive metrics reporting.
  • Cut operating expenses 10% year over year through tighter cost controls and streamlined reporting.
  • Brought month-over-month forecast variance down to 1% by reworking the variance analysis process.
  • Built annual sales targets by geography with Sales Operations, supporting $1B+ in revenue growth.

Segra, formerly Lumos Networks (now part of Cox Communications) Reston, VA

Director, Capital Analysis 2018 to 2022

  • Ran a $150M+ capital portfolio and built the cost controls and project spend variance reporting used to manage it.
  • Led a team of 6 through the financial integration of a $500M acquisition.
  • Created quarterly capital project and profitability reporting for executive decision-making.

Director, Finance 2014 to 2018

  • Developed cost allocation methods that improved capital investment decisions.
  • Worked with commercial teams on pricing strategy to improve returns on infrastructure investment.
  • Modeled and tracked $1M+ in cost savings initiatives. Received the Shining Star Award for leadership.

XO Communications (now part of Verizon) Reston, VA

Senior Manager, Financial Analysis 2011 to 2014

  • Prepared revenue analysis and financial reporting for CFO and Board presentations.
  • Reengineered revenue recognition and performance reporting processes to improve visibility.
  • Set up a profitability modeling framework that supported investment decisions.

Earlier career

America Online (AOL), Dulles, VA. Director, Finance. Managed the monthly close for $90M+ in operating expenses and led a team of 10.

Verisign, Herndon, VA. Director, Finance. Directed expense forecasting and the monthly close for marketing operations.

Education

Master of Business Administration (MBA), Finance. Syracuse University, Martin J. Whitman School of Management.

Bachelor of Arts, Economics and Accounting. Claremont McKenna College.

Interested in working together?

Send an inquiry
Send an inquiry